Mortgage Broker

     In most cases getting the Best Mortgage Rates from your Mortgage Broker in Canada is as easy as a phone call or online application away. But the reasons for using a mortgage broker are still sometimes confusing to some people.

What a Mortgage Broker does for You

     Mortgage Brokers represent you, the Borrower and not the lender. We have the experience required to navigate your application for presentation to lenders for the best possible success in obtaining your mortgage. We have the knowledge of a variety of different lenders plus the latest products and terms they offer.

Because Mortgage Brokers in Canada are not employees of a lending institution, we are not limited in the products we can offer you.

How do Mortgage Brokers Get Paid

     Mortgage Brokers are generally paid by the Lending Instructions once a mortgage has been placed. In the most challenging cases, a borrower may not qualify for a traditional mortgage due to high debt, bad credit, or other concerns conveyed by the lending institutions. In these cases, Mortgage Brokers have access to alternative sources of funds (Home equity Loans) In this case, there may be a fee which must be paid by the borrower, however these fees are completely disclosed before you commit.