24 Mar, 2023 woman thinking of her approved construction mortgage

Are you considering building a new home or renovating an existing property? If so, construction mortgages can provide you with the financing you need to make your vision a reality.

There’s no denying that the prospect of building your dream home from the ground up can be exhilarating. You have the freedom to choose the perfect piece of land, design every detail of your home, and watch your vision come to life before your eyes.

16 Jan, 2023 couple reading about canada’s ban on foreign home buyers

As of 1 January 2023, Canada bans foreign home buyers, a move aimed at curbing unproductive foreign ownership and bringing down housing prices across the nation.

The foreign buyer prohibition, which is supposed to expire in 2025, has been met with mixed reactions from people across the country as some favour the move, and of course, others oppose it. This is just one of several housing policies adopted by the government, including a 10-year national housing strategy and new investments for low-income Canadians.

3 Jan, 2023 woman thinking how to prove income as self employed

Are you self-employed in BC, Canada and ready to apply for a home loan but don’t know how to prove your income? Keep reading to learn what your lender will need from you.

Does being self-employed make it harder to get a mortgage? Yes, and No. It used to be that the only way to prove your income was through tax returns, but there are now other documents a self-employed person could use as proof of earnings.

2 Jan, 2023 can I buy a house in canada as a non resident

Of all the countries in the world, Canada has one of the best reputations. Known as a friendly country that’s inviting and open, inhabited by people who are welcoming and respectful of others’ cultures, here those keen can enjoy and connect with others. As I often get asked if it’s possible to buy a house in Canada as a non-resident, this blog is aimed to answer all your questions around this topic.

1 Jan, 2023 getting a non resident mortgage in canada

Despite high real estate prices, ineffective regulation, and a lack of unbiased info, Canada continues to attract a large volume of real estate deals even following the Covid-19 pandemic. But with so many buyers investing in a wide range of residential, commercial and industrial properties, can Canadian non-residents get a piece of the pie too? In today’s blog we’ll discuss what mortgage options non-resident buyers have in BC’s current housing market.

23 Dec, 2022 couple going through mortgage arrears

If you are a homeowner in British Columbia, Canada, and are experiencing mortgage arrears, you may be wondering about your options. Mortgage arrears refers to an unpaid debt on a loan that has been secured by a property. In the case of mortgages, this means that if you cannot make the payments on your home loan, the lender can foreclosure and apply for an order for sale.

7 Dec, 2022 couple dealing with a mortgage after separation in canada

If you’re going through a separation or divorce, you may be wondering what will happen to your mortgage. In BC, Canada, there are a few different options for how to handle your mortgage after separation. We understand that this is a difficult time for you, and we are here to help you through it. Continue reading to learn more about your options.

23 Nov, 2022 woman planning home renovations in vancouver

Are you considering a home renovation in Vancouver BC? Then you might be thinking about how to finance it and the key things you should keep in mind. First, you should start by evaluating your current financial situation and figure out how much you can afford to put toward the renovation. If you have equity in your home, you may be able to finance the project with a home equity loan or line of credit. Another option is to take out a personal loan from a bank or credit union.