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4 Jul, 2024 woman thinking of her approved construction mortgage

Are you considering building a new home or renovating an existing property? If so, construction mortgages can provide you with the financing you need to make your vision a reality.

There’s no denying that the prospect of building your dream home from the ground up can be exhilarating. You have the freedom to choose the perfect piece of land, design every detail of your home, and watch your vision come to life before your eyes.

4 Jun, 2024 man discussing the most brilliant way to pay off your mortgage

Are you struggling to pay off your mortgage? With the rising cost of living in BC and the challenges of today’s economy, it can be difficult to make those monthly payments and pay off your mortgage early, or at all. But, there is a brilliant solution that can help you save money and become debt free sooner: using a home equity loan. 

Before we look at the most brilliant way to pay off your mortgage, let’s first discuss the main challenges mortgage owners face nowadays.

3 Jun, 2024 how to buy someone out of a house

How you choose to approach the issue of buying someone out of a house depends on the complexity of your relationship. One usual solution for many parties terminating their relationship is completing a buyout.
So how do you buy someone out of a house? Are married couples facing more red tape than common-law couples? How do you decide who stays and who goes?

25 Apr, 2024 bad credit home equity loan

Dealing with bad credit? You might be wondering if there is an easy way to get a home equity loan. Or if you are eligible for one at all…

Will a low credit score allow you to pull equity out of your home and use it for home improvements, a family vacation, or your daughter’s wedding?

Can you get a home equity loan with a 500 credit score?

25 Apr, 2024

When it comes to leveraging the value of their property in British Columbia, homeowners often find themselves weighing the options between a second mortgage vs home equity loan. Both financial tools allow you to access home equity, which can be particularly useful for various real estate developments and personal finance needs.

In this blog, we’ll delve into the nuances of home equity loans vs second mortgages, and explore their applications in various real estate projects.

26 Jul, 2023 property taxes vancouver

Grasping the ins and outs of real estate is a complex process, more so when understanding what goes into property taxes for homeowners, investors and potential home buyers. In cities like Vancouver, where the real estate market is vibrant and ever-changing, this becomes even more critical.

Vancouver is known for its high property values, which directly influence the amount of property tax payable. The city’s property tax revenue is a significant source of income used to fund various public services and infrastructure that contribute to the city’s livability.