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Your Equity Mortgage > Blog > How To....

Category: How To….

28 Apr, 2026 paying a consumer proposal with a mortgage
Jeff Di Lorenzo Alternative Mortgage,Debt Consolidation,Home Equity Loan,How To....

Using Your Mortgage To Pay Out a Consumer Proposal In BC

Usually, when people file a consumer proposal, it is to assist them with debt consolidation by restructuring it all into one manageable payment. Once they’ve done this, homeowners usually see significant cash flow relief but still have this monthly bill looming over them.

If you are living in British Columbia and are looking for debt load relief by paying out your consumer proposal early, then keep reading!

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28 Apr, 2026 strata property in bc
Jeff Di Lorenzo Alternative Mortgage,How To....

Depreciation Reports In BC – Should You Buy Strata Property Without One?

The purpose of a depreciation report is to give a standard to follow to all strata and strata companies in BC. This helps condo purchasers and mortgage lenders have a clearer view of the building’s health and the common property associated with it.

In this article, we’ll discuss whether or not depreciation reports are mandatory in British Columbia for purchasing a strata property.

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23 Jan, 2026 woman planning home renovations in vancouver
Jeff Di Lorenzo Home Equity Loan,How To....

How To Finance a Home Renovation In Vancouver: A Guide To Getting The Best Deals And Rates

Are you considering a home renovation in Vancouver BC? Then you might be thinking about how to finance it and the key things you should keep in mind. First, you should start by evaluating your current financial situation and figure out how much you can afford to put toward the renovation. If you have equity in your home, you may be able to finance the project with a home equity loan or line of credit. Another option is to take out a personal loan from a bank or credit union.

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3 Jan, 2026 woman thinking how to prove income as self employed
Jeff Di Lorenzo How To....

How To Prove Income As Self-Employed – Tips From Your Mortgage Broker In Vancouver

Are you self-employed in BC, Canada and ready to apply for a home loan but don’t know how to prove your income? Keep reading to learn what your lender will need from you.

Does being self-employed make it harder to get a mortgage? Yes, and No. It used to be that the only way to prove your income was through tax returns, but there are now other documents a self-employed person could use as proof of earnings.

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1 Dec, 2025 couple getting a high ratio mortgage
Jeff Di Lorenzo How To....,Mortgage Solutions

What Is a High Ratio Mortgage, And How To Use It

What is a high ratio mortgage, and what do you need to know about it?

Is a high mortgage ratio worth getting into, or is it best to stick to other mortgage options? Should I have a longer or a shorter amortization period…?

While all this can sound like complicated money-talk, it’s actually quite straightforward to understand, regardless of your experience in buying homes — or applying for mortgages.

In this article, we’ll talk about high ratio mortgages and their implications, while also breaking down this seemingly inaccessible mortgage jargon.

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6 Sep, 2025 man looking to claim his income tax arrears
Jeff Di Lorenzo Alternative Mortgage,How To....

Income Tax Arrears: What Are They And How To Claim Yours

Discover everything you ever wanted to know about income tax arrears and how to claim yours by reading this blog.

When it comes to payments and taxes, everyone knows a little, but no one knows enough. Our life is a collection of financial agreements between us and a third party — that is repeated every year. We receive certain benefits and services, and in exchange, we agree to pay a certain amount of money during a set timeframe.

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31 Aug, 2025 filing a consumer proposal in bc
Jeff Di Lorenzo Alternative Mortgage,How To....

Consumer Proposal BC: Does Consumer Proposal Affect Mortgage Renewal

Unique financial situations come into play for many people and choosing a consumer proposal is something that some Canadians turn to when debts and other bills put them at risk of loosing their home. I have personally witnessed clients that have had great success going through these debt consolidation programs. But there are things to be aware of and debt owed to the same institution that holds your mortgage is something you should take great consideration prior to including this into your restructuring.

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