Let’s face it—buying a home is exciting, but it can also feel overwhelming. You might be wondering, “How to qualify for a mortgage?”,”What is the mortgage pre-approval process like?”, “Should I choose a traditional lender or a private one?”, or “Where do I start?”
Don’t worry! You’re not alone, and you’re in the right place. This guide will walk you through everything you need to know about how to qualify for a mortgage, step by step, with no confusing jargon.
So, grab a cup of coffee and settle in. By the end of this read, you’ll feel confident about what it takes to qualify for a mortgage and how the pre-approval process works. Let’s make this journey as smooth as possible, shall we?

In this blog, we will explore early mortgage renewal, provide practical mortgage renewal tips, and delve into understanding mortgage renewal rates in British Columbia. Our goal is to equip you with knowledge and tools to confidently navigate your mortgage renewal journey.

In this blog, we’ll dive into the nitty-gritty of prepayment penalties and provide you with the knowledge and tools to navigate them smarter. From understanding the different types of prepayment penalties for breaking a mortgage to learning how to negotiate with your lender, we’ll cover everything you need to know to make an informed decision about your loans.

As of 1 January 2023, Canada bans foreign home buyers, a move aimed at curbing unproductive foreign ownership and bringing down housing prices across the nation.

The foreign buyer prohibition, which is supposed to expire in 2025, has been met with mixed reactions from people across the country as some favour the move, and of course, others oppose it. This is just one of several housing policies adopted by the government, including a 10-year national housing strategy and new investments for low-income Canadians.