Private Lenders In
Cranbrook BC

Embarking on your financial journey can feel overwhelming, especially when dreams of that ideal home makeover, broadening your business horizons, or merging your debts come into play. Welcome to Cranbrook, BC’s most trusted mortgage broker specializing in private lending. We’re here to bring those financial goals within reach.

Cranbrook in Canada - map

Simple & Fast Approvals

You can get pre-approved in as little as 24 hours.

Borrow Up To 75% Of Your Home's Value

Loans ranging from $50,000 to $2,000,000

Think Outside The Branch®

Great rates and outstanding customer service.

Living In Cranbrook, BC And In Need Of a Trusted Mortgage Broker?

Ever imagined giving your home a fresh facelift, grabbing that business window of opportunity, or simply bringing all your debts under one roof? If it’s financial hurdles or past credit missteps holding you back, rest assured that many in Cranbrook have been in your shoes.

The silver lining? A tangible and impactful solution is nearer than you think, thanks to private lending with Cranbrook BC’s foremost mortgage broker.

Here’s why the entire British Columbia, including the Cranbrook community, holds us in high regard:

Consolidating Debts

Unified Financial Control

Merge your various debts into one streamlined payment. We're the perfect fit for those who might not meet conventional refinancing criteria but aim for financial simplicity.

Avoiding IRD Penalties

Bypass The IRD Snare

Sidestep the Interest Rate Differential (IRD) fees associated with terminating traditional fixed-term mortgages prematurely. Our network of private lenders offers savvy alternatives, potentially saving you significant amounts in the long haul.

Seizing Business Opportunities

Swift Funding For Agile Ventures

Attention, innovators! Our rapid approval mechanism ensures timely access to the capital you need. We understand that in business, every moment counts.

Home Improvements

Elevate Your Living Space

Whether it’s small adjustments or grand transformations, access the funds you need to not only complete your household project but also boost your property value.

Navigating Spousal Separation

Smooth Post-Divorce Financial Transitions

Tackle the intricate financial tangles post-separation with ease. We craft solutions for joint mortgages that alleviate monetary strains.

Unique Income Sources

Beyond The Regular Paycheck

For the self-employed looking for a mortgage or those with fluctuating earnings, we craft lending solutions tailored to your unique needs.

Investing In Rental Properties

Step Into Property Management

Enter the rental sphere, even if mainstream financiers haven't given the green light. We're here to bridge that monetary divide.

Preventing Foreclosures

Prevent Home Loss

Unexpected challenges shouldn’t equate to foreclosure. As Cranbrook BC's reliable mortgage broker, we stand as your fiscal safety cushion.

An Alternative To Refinancing

Shifting Interest Rates? Stay Calm

Caught in a prolonged mortgage with fluctuating interest? We offer a secondary mortgage route or, when needed, a refinance solution.

    Get Approved Quick and Easy

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    Who We Serve

    Our expertise as BC’s top mortgage broker enables us to assist a variety of clients in Cranbrook facing diverse financial challenges, including:

    Self-Employed Professionals

    Freelancers and the Self-Employed



    Home Owners

    First-Time and Veteran Homeowners

    Credit Card

    Credit-Challenged Individuals

    Tax payer

    High Tax Liabilities

    Income Challenges

    Income-Inconsistent Folks

    Urgent Financial

    Immediate Funding Seekers


    Complex Mortgage Cases

    Ready to Apply? Here’s What You Need

    Why Pick Us?

    • Personalized Financial Counseling
    • Transparent, Tailored Strategies
    • Speedy & Streamlined Application Process
    • Competitive Pricing
    • Bespoke Financial Insights

    Don’t just take our word for it. Our good name is backed by awards, certifications, and what our clients say about us.

    We’re a top mortgage brokerage team serving Cranbrook and many other parts of British Columbia. We specialize in private mortgages, offering many loan options that regular banks might not have.

    We work with some of the best private mortgage lenders in BC. We can help if you have bad credit, need money for building, or want to combine debts. Our goal is to help people get the loans they need, whether it’s a new mortgage, refinancing, or finding a private lender for different projects.

    If you have credit issues or are looking for home loan options, come to us for fast approval.

    Accolades And Achievements

    Our voyage in this domain is dotted with several landmarks, but here are a few that resonate deeply with us:

    Reliable & Professional

    Rated 5 Stars On Google From 45+ Reviews

    • 3 words Honest, experienced and professional! Jeff was able to present a great lending option to me, further educating me about Mortgages !

      Scott Butt
      March 23, 2023

      I recently had the pleasure of finding Jeff Di Lorenzo on a simple internet search. I was seeking a private lender for a equity loan on my home. I found... read more

      Tanilia Robertson
      February 9, 2023

      Cold emailed Jeff with a question and was impressed with his answer and will reach out to him if we need support with our mortgage. Wow! Great service.

      Mountain View Equine Rescue
      February 9, 2023

      Our experience with Jeff was solid - he worked with us to get the financing we needed on an investment property and put us on the path we needed to... read more

      Jennifer Dayton
      January 10, 2023

      Excellent professional service. Quick results. Secured a first mortgage for us in record time., would highly recommend.

      Ryan C
      January 10, 2023

      Had just an amazing experience with Jeff. Very professional, informative, helpful and promt, Even responded to my emails while on vacation. The process was very quick smooth and easy. I... read more

      Patrick Leong
      November 10, 2022

      I found Jeff through Google while researching home equity loans and he replied to my inquiry that was sent on Sunday night by calling me first thing Monday morning and... read more

      Ying Ying Lee
      July 10, 2022

      Jeff went above and beyond to help me get out of my current situation . I found him by chance and I sure am lucky I did! Thank you... read more

      Celina A
      July 10, 2022
    • Jeff helped me set up a mortgage quick and easy. He is very professional, informative, and patient. Im very happy with his service. If you are looking for mortgage loan... read more

      RICK SUN
      June 10, 2022

      Jeff is amazing to work with !! Always ready to help !

      Sarnali Das
      April 10, 2022

      Jeff is highly personable and informative. He tells you the facts, what your options are, and helps you make the best decision for your circumstances. He has given me honest... read more

      Krista Vallis
      April 10, 2022

      Jeff was very supportive, and knowledgeable about helping me get a mortgage. Jeff communicated clearly and professionally, and was very easy to talk to. He responded promptly to... read more

      ruth deweerdt
      April 10, 2022

      Jeff is highly personable and informative. He tells you the facts, what your options are, and helps you make the best decision for your circumstances. He has given me honest... read more

      Krista Reich
      March 30, 2022

      Jeff was great to deal with! I was needing better options asap, and Jeff was able to help me out very quickly and effectively. He's also very personable and knowledgeable,... read more

      Julie Monroe
      March 10, 2022

      Speaking as a fellow mortgage broker, I cannot speak more highly of Jeff Di Lorenzo's expertise in the field. Knowledgeable, fast, friendly and efficient, Jeff goes to bat for clients... read more

      Penny Borg
      February 10, 2022

      Jeff, thank you so very much for working with my wife Nadia and I in securing financing in an epic purchase situation, an opportunity of a lifetime that would have... read more

      jonathan m
      February 10, 2022
    • Jeff is a great guy! Always professional and responds quickly with all the information that I need. I very highly recommend for any mortgage needs you might have. ... read more

      Affinity Dance Studio
      February 10, 2022

      I have been a client of Jeff's for several years now and highly recommend using him for your mortgage needs. He is knowledgeable, efficient, friendly, and professional. Jeff has... read more

      Stephanie Swanson
      February 10, 2022

      Jeff is very fast and efficient. There are many products that banks won't offer you for not much more. Just make sure you include all parties: lawyers, accountants and... read more

      Edwin Sugiono
      February 10, 2022

      Excellent services! Always available to answer my questions. Very responsive.

      kin man cheng
      February 10, 2022

      Working with Jeff was a very positive experience. He is professional, courteous and super fast at responding to any questions or concerns. I would definitely recommend his services to... read more

      Jackie B
      February 10, 2022

      Jeff is wonderful to work with. He is always responsive and possess great ability to secure the best deal for your situation.

      Rex Fong
      February 10, 2021

      He was efficient. He was friendly - actually he's quite a cool guy. It all happened the way he said it would go down - integrity and know-how.... read more

      Alexander Zuke
      February 10, 2021

      Just a note of thanks for the exceptional service you provided to us on our recent mortgage refinancing. We have worked with Jeff for many years, and we are extremely... read more

      Ken Parson
      February 10, 2020
    • Jeff was fantastic to work with, and we highly recommend him.

      February 10, 2020

      I have worked with Jeff for many years with my mortgage. We went from having to use alternate lenders to getting approved at a major bank with his help.... read more

      Teresa Longworth
      October 1, 2019

      Thanks very much Jeff. You helped us through a challenging process to get the best possible equity offer - which saved us costs and put us in a stronger... read more

      jonathan mann
      June 20, 2019

      Jeff helped me out a few years ago when we were in a little financial difficulty and he gave us a way out and still own our home. He was... read more

      Donna Tellier
      February 15, 2019

      I have had the pleasure of working with Jeff Di Lorenzo as my mortgage broker and have found him to be very capable and knowledgeable, a professional in every way... read more

      Kristin Thu
      February 10, 2019

      We have worked with Jeff on all our mortgage requirements, he always does the best for us and we have ultimate faith in his ability and knowledge. Would... read more

      Irene Fraser
      February 10, 2019

      My parents needed fast financing to close on a very profitable business opportunity. Jeff put together a private 1st & 2nd home equity loan in just a few days. He... read more

      Rajdeep Singh
      February 10, 2019

      Thanks for making this very easy and helpful Jeff is very good at what he does keep up the good work 5 star sevice 10 star guy thanks jeff

      larry zimmer
      February 10, 2019
    • Jeff not only solved all my equity loan issues, he was able to do so quickly, as well as at great terms & rate. Throughout the entire process he... read more

      Restorative Reiki New Westminster
      February 10, 2019

      Jeff is extremely helpful, responsive and transparent in his approach to assisting you with your financial needs. He was always willing to answer question and would present concepts and situations... read more

      Philip le
      January 9, 2019

      I had done the typical thing and approached Alpine Credits and Capital Direct. Both provided approval relatively quickly and I thought the fees associated with the product was "normal". Thank... read more

      collin murray
      February 10, 2018

      Worked with Steve Nipius now on my mortgage application, and boy did he ever go many extra miles for me. As a small business owner myself, I really appreciate... read more

      Corey Ogilvie
      February 10, 2017

      I have had the pleasure of working with Jeff twice now and my experience has been nothing short of exceptional. Unlike other brokers/banks, Jeff took a genuine interest in... read more

      Kaelan K
      February 10, 2016

      With Jeff's professionalism, we got the loan we needed in no time. He was prompt, informative and helpful. I would recommend him to my friends who would be needing... read more

      Rowena Santos
      February 10, 2016

      Excellent service and excellent advice

      Sol Desmond
      February 10, 2016

      Thanks for making this very easy and helpful Jeff is very good at what he does keep up the good work 5 star sevice 10 star guy thanks jeff

      larry zimmer
      February 10, 2019

    Ready To Embark On Your Mortgage Journey?

    Next Steps


    Let’s Discuss

    Tell us about your money needs and worries.


    Crafting Solutions Together

    We make a special plan just for you.


    Seamless Collaboration

    With a clear plan, we'll tackle the mortgage process together.

    Reach out

    Contact Us

    Call us or fill out our online form.


    Let’s Discuss

    Tell us about your money needs and worries.


    Crafting Solutions Together

    We make a special plan just for you.


    Seamless Collaboration

    With a clear plan, we'll tackle the mortgage process together.

    Spotlight on Cranbrook's Financial Ecosystem

    Institutions & Organizations Of Renown

    Tarralin D. Hanson, Notary Public

    Tarralin Hanson is a dedicated Notary Public from the Kootenays, offering a welcoming environment for both new and current residents of Cranbrook. Her office specializes in estate planning, including wills and representation agreements, as well as real estate transactions such as home purchases and sales. Additionally, she provides document notarization and authentication services.

    Keystone Appraisals

    Keystone stands as a premier real estate consulting and appraisal firm in the southern interior of British Columbia, having rooted its expertise in the region since 2006. Every appraiser at Keystone is a certified member of the Appraisal Institute of Canada, ensuring that each report adheres to the highest Canadian professional standards.

    Frequently Asked Questions (FAQs)

    Why should I think about opting for a private lender?

    Private lenders present an appealing alternative to mainstream banks, bringing a level of adaptability in mortgage options that traditional pathways might not. Especially in Cranbrook, BC with its dynamic real estate landscape, private lenders have the potential to deliver bespoke solutions—whether you’re a seasoned homebuyer or just stepping into the property realm.

    What makes you distinct from other mortgage brokers in Cranbrook, BC?

    Our in-depth specialization in the realm of private lending combined with a vast network of lenders throughout the entire British Columbia differentiates us. Be it refinancing, catering to varied credit report histories, or providing swift mortgage financing solutions, we stand ready with the optimal mortgage products tailored for you.

    Do you serve clientele beyond Cranbrook?

    Certainly! Our services are available throughout British Columbia. Whether you’re in Vancouver, Nelson, Burnaby, Surrey, or Victoria, our doors are always open.

    How can I have confidence in the private lenders you collaborate with?

    Our standing is built on pillars of trustworthiness and professionalism. Every private lender we associate with in Cranbrook and neighboring regions undergoes a thorough assessment to ensure they uphold stringent quality and ethical benchmarks.

    Can I access feedback from Cranbrook-based clients who've engaged with private lenders through you?

    Absolutely! We proudly showcase numerous testimonials from satisfied clients across Cranbrook and wider BC regions. Delve into these genuine experiences shared on our website to assist in your decision-making process.

    How do you decide which mortgage offerings resonate best with individual clients?

    Our suite spans a plethora of mortgage products—from Canada’s largest banks to offerings by credit unions and trust companies. Leveraging credit assessments and specialized tools, we ensure that the mortgage options put forth resonate perfectly with your fiscal dynamics.

    Our spectrum goes beyond just linking you with private lenders. We’re adept in home equity solutions, declared-income mortgages, liaising with B-Lenders, and addressing challenging credit situations. Our expansive network paves the way for a multifaceted approach to mortgage business requirements.

    What financial implications should I anticipate when pursuing a mortgage via a private lender?

    We’re staunch advocates for openness. While the cost metrics associated with private lender mortgages might differ, our commitment is to furnish all pertinent details from the get-go.

    Does your expertise cover commercial property mortgages too?

    Indeed, our mortgage solutions embrace more than just residential realty. As a complete mortgage broker in Cranbrook BC, we cater to commercial ventures within Cranbrook and beyond. Regardless of whether it’s an acquisition or refinancing need, our team of licensed mortgage professionals is at your disposal.

    Given the natural beauty of Cranbrook, do you have expertise in financing vacation or secondary properties?

    Yes, Cranbrook’s scenic allure often draws interest in vacation homes and secondary residences. Our team is well-equipped to guide you through the mortgage processes for these properties, ensuring you have a peaceful getaway in this beautiful region.

    Why is working with a mortgage broker more beneficial than directly with a bank?

    A mortgage broker like us offers more choice and professional, unbiased advice tailored to your personal circumstances. Unlike a specific bank that offers only its products, we provide access to a myriad of financial institutions, ensuring you can make an educated buying decision and get the best mortgage for your needs.

    Are there benefits for first-time homebuyers working with you?

    Absolutely, first-time homebuyers can gain significant advantages. We guide you through the entire process, from understanding your credit report to finding the best mortgage broker options suitable for your needs, ensuring that you get the lowest rate and the right financing fit.

    What kind of properties can I finance through your services?

    From a new property purchase to investment properties, vacation homes, or commercial spaces, we provide mortgage financing for a diverse range of properties. Whether it’s your first time purchasing or you’re an active member in the property realm, we have you covered.

    Are there any additional benefits for clients who choose your services?

    Indeed, our clients benefit from a vast network of lenders, including not just banks but also credit unions, trust companies, and private institutions. We offer more choice, often with no fees for our services. Plus, with our expertise, you’re likely to find better terms and rates that fit your specific financial scenario.

    Our Mortgage Products

    What Loan Are You Looking For?

    Our private lenders will offer you the best loan deals. Get approved based on your home equity, not your income, capital or credit score.

    Read More

    For the self employed, mortgage funding may be hard to come by. Browse our stated income mortgages and get approved fast.

    Read More

    B-Lenders are mortgage funds with rates between banks & private lenders. Get approved for a B-Lender loan today.

    Read More

    Buying a new home before selling your current one? A bridge mortgage loan may be right for you.

    Read More

    Private mortgage lenders can get you approved in 24 hours.

    Read More

    If you are looking to get a mortgage with bad credit, you are in luck. Apply for a mortgage today.

    Read More


    Get Approved For A Loan In As Little As 24 Hours