Private Home Equity Loans In BC
Get approved in as little as 24 hours. Call now!
Not sure which mortgage is right for you?
Get approved in as little as 24 hours. Call now!
You can get pre-approved in as little as 24 hours.
Loans ranging from $50,000 to $2,000,000
Great rates and outstanding customer service.
We make the process of getting a home equity loan in BC very simple. Unlock up to 75% of your home’s equity with fast approval, competitive rates, and minimal paperwork. Apply now to see your credit limit immediately
Leverage your home’s appraised value—even with less-than-perfect credit—to access funds from $30,000 to $2,000,000+.
Fastest Approval
Home equity loan in BC approved in 24 hours.
Minimal Documentation:
Stated income accepted; focus on equity.
Flexible Terms
Loan positions from first mortgage to third mortgage.
Transparent Costs:
Full BC Disclosure Statement provided.
Competitive Rates:
Fixed interest rate or variable rate options
Personalized Service:
Expert guidance and tailored loan solutions from a dedicated mortgage expert.
I’m Jeff Di Lorenzo, and my goal is to help you secure the best terms on your home equity loan throughout Vancouver and BC, with transparent support and all required BC provincial disclosures provided.
Home equity loans in BC can carry higher rates and fees compared to standard mortgages. Carefully consider your options and your financial needs. For more details on home equity loans, consult Canada.ca.
To comply with Google’s policies, the maximum APR for home equity loans is 34%, with a minimum of 7.49%. Loan terms range from 12 months to 40 years (interest-only options available). Actual rates depend on your situation.
Mortgage Type | Advance Amount | Monthly Payment | Interest Rate | Term | APR | Net Proceeds |
---|---|---|---|---|---|---|
1st Mortgage Low | $300,000 | $1,437.50 | 5.75% | 1 year | 7.603% | $294,790 |
1st Mortgage High | $300,000 | $1,875.00 | 7.5% | 1 year | 15.103% | $277,540 |
2nd Mortgage Low | $100,000 | $575 | 6.9% | 1 year | 10.210% | $97,040 |
2nd Mortgage High | $100,000 | $1,000 | 12% | 1 year | 25.810% | $86,540 |
Contact me for a free personal assessment to find the best solution for your needs.
Home Equity Loans
Our Mortgage Products
Our private lenders will offer you the best loan deals. Get approved based on your home equity, not your income, capital or credit score.
Read MoreFor the self employed, mortgage funding may be hard to come by. Browse our stated income mortgages and get approved fast.
Read MoreB-Lenders are mortgage funds with rates between banks & private lenders. Get approved for a B-Lender loan today.
Read MoreBuying a new home before selling your current one? A bridge mortgage loan may be right for you.
Read MorePrivate mortgage lenders can get you approved in 24 hours. Competitive rates and fast approvals.
Read MoreIf you are looking to get a mortgage with bad credit, you are in luck. Apply for a mortgage today.
Read MoreFight off foreclosure with a mortgage. Approval in as little as 24 hours, and mortgage financing up to 70% of your home’s market value.
Read MoreIf you own a partial interest in real estate, we have private partial interest mortgage financing options that might work for you.
Read MoreA second mortgage is commonly used to get additional funds without refinancing your first mortgage. Discover how we can help.
Read MoreLearn more about the private mortgage rates for your 1st, 2nd, or 3rd mortgage. Find out today's rates!
Read MoreYou can "buy out” your spouse from your mortgage if you want to keep a jointly owned property after a separation.
Read MoreOut of work, self employed or retired? Borrow up to 75% of your equity with a no income verification mortgage.
Read MoreFind out more about the best alternatives to a reverse mortgage in BC using your home equity. Apply for a mortgage today.
Read MoreLooking to refinance a mortgage in BC? Read our complete guide to help you get started with your mortgage refinance process.
Read MoreA mobile home mortgage in British Columbia can be a tricky thing to find. We'll help you get the best LTV. Apply today!
Read MoreReliable & Professional
Working with Jeff Di Lorenzo was a fantastic experience. The entire process was incredibly fast, smooth, and stress-free. Jeff was not only professional but also friendly and approachable — it... read more never felt like I was dealing with an online business. I really appreciated how personal the communication was throughout. He gave me a strong sense of confidence in his ability to quickly find a solution that worked for us, and he absolutely delivered. I wouldn’t hesitate to recommend Jeff to anyone looking for efficient, trustworthy, and personalized lending support
I got in contact with Jeff in regards of private mortgage. He was super easy to talk to, everything was clear and straight forward. Since it was my first mortgage,... read more he was easy to reach for any questions and concerns, it was reassuring to hear someone respond via phone/email to make my purchase of my apartment easier. Purchasing my apartment was one of the most stressful purchases I have ever had, even when I messed up and miscalculated what I needed to finish my purchase a couple of days before completion, Jeff was able to take care of it within hours and got me what I needed to complete the sale. It help significantly that he was able to respond quickly that day to help resolve the issue instead of having it get bigger. I couldn't recommend him enough, he made everything easier and that helped me deal with other stressful issues days leading up to closing.
Jeff is a top-tier mortgage broker. He’s incredibly professional, quick to respond, and always puts his clients first. What I appreciate most is his no-nonsense, straight-to-the-point approach—there’s no fluff, just... read more solid advice and great service.
My wife Barb and I had the blessing of coming across The Mortgage Group (TMG), Jeff Di Lorenzo a few years back when I was diagnosed with cancer. I was... read more happy as a Clam with our life until that time, we were mortgage free and I was earning a decent income. We were looking forward to finally having one of my childhood dreams come true - building a shop and being able to putter with my Old Cars... With my not being able to pull in the income we were used to, we started looking at getting a mortgage to enable the shop to be completed and have some funds to still live a quality life. As luck would have it, Barb discovered The Mortgage Group online, so we put in a call to see if they could perhaps help, after my Bank (of over 50 yrs.), said they couldn't. So starts our relationship with Jeff Di Lorenzo at TMG. We would not hesitate to highly recommend Jeff if you ever find yourself in a situation of the Banks not willing or able to help. BTW , we were able to finish the shop.
First thing I want to say is that I would highly recommend Jeff Di Lorenzo as a mortgage specialist. He’s personable and he knows his stuff. The service he... read more provided was top-notch, he explained the process answered questions, and concerns and followed up in a timely manner. Best of all there was no long wait. I would definitely use his services again, and I would recommend him to my friends and family.
Would highly recommend! Fast, efficient, helpful and available when needed. Thanks again. Two thumbs up!
I choosed Jeff among other mortgage specialists due to his both professional work and enthusiasm. He gave me three financial options and help me pick the most suitable option to... read more my specific requirements of amount, cost to renew the loan and short completion time. Jeff is kind of person who works effortlessly until job done! If you ask me who? Simply Jeff. JUSTIN NGUYEN
It's been a great experience working with Jeff. He's very professional, knowledgeable and gets straight to the point without being judgemental. I'd been a bit wary working with... read more a broker that I didn't know, but Jeff made the whole process smooth and speedy as possible so that I can meet my timeline. He was very proactive and would respond very quickly with solutions or suggestions. I would not hesitate to recommend Jeff as a mortgage broker to anyone searching for one. Thank you Jeff, it's been a pleasure!
I was referred to Jeff by a friend who worked with him successfully on many properties. I feel very fortunate for the referral because I needed an expert for... read more a complicated deal. Jeff was exceptionally thorough in all aspects, and responded almost immediately to all questions by email or phone. He has a large network of financing options, and worked hard to secure the best rates and the best terms for me. He was also able to foresee forks in the road, and pivot at multiple times during the negotiation process to ensure my needs were optimally met. I could tell that he was emotionally invested with me - that he cared. I've dealt with other brokers in the past, but Jeff is in a league of his own.
Efficient, friendly and responsive service. All of our questions were answered timely and the process was smooth and simple.
jeff was a great help to us finding cash equity financing. would highly recommend him . thank you jeff
I couldn't be more impressed with the service provided by Jeff. From the get-go, he was incredibly responsive to all my emails, often replying within minutes. His ability to understand... read more my situation and making things work was nothing short of amazing. He managed to get everything done in such a short time. If you're looking for a mortgage broker who delivers with unmatched speed and professionalism, look no further. Highly recommended! Thanks for your help, Jeff!
Among highly admirable qualities, what I like best about Jeff is his honesty / transparency. He was able to guide, inform, encourage and gave me insights that lead to... read more a decision I made with confidence and comfort. No financial decision should leave you feeling abused… and Jeff is the antidote to the stress this type of decision can create. I have no Earthly idea why anyone would go elsewhere. Thank you so sincerely, Jeff!
It was a truly professional experience and thank-you Jeff Di Lorenzo for processing our Mortgage. We will recommend you to friends & family so you can help others processing their mortgage... read more renewals "like you did for us" and they can gain insight and trust in your online platform.
Jeff is a pleasure to work with. He makes what can feel like a very overwhelming process easy and ensures you are getting the best possible outcome for your needs.... read more He goes above and beyond in building trusting long lasting relationships with his clients.
You can only give 5 stars or I would have given more!! Found Jeff while searching for someone that could help Michelle and I get some much needed repairs done... read more on our home, while not having great credit. Jeff was able to help us refinance so we can do the necessary repairs and get us back on the right track financially, a bonus I might add. Jeff has gone above and beyond to make this process comfortable, less stressful while working tirelessly it felt. You can feel the passion Jeff has in helping people like ourselves. We cant thank him enough. Much appreciation Chad and Michelle
I am very grateful for Jeff’s help. He has a very kind approach, he was incredibly organized and professional, and worked very fast. I would definitely recommend Jeff to anyone... read more seeking a mortgage.
Jeff made the process so quick and simple! He is also very quick at responding and just a very nice person to deal with! Would highly recommend!
Jeff was amazing to work with, it was an amazing weight lifted to finally catch a break during a very trying time. I highly recommend his services. Thank you!
Jeff worked hard at helping me out when it seemed like nobody else could help. He was personable knew exactly what I needed at the time. I look forward to... read more working with Jeff again in the future
Among highly admirable qualities, what I like best about Jeff is his honesty / transparency. He was able to guide, inform, encourage and gave me insights that lead to... read more a decision I made with confidence and comfort. No financial decision should leave you feeling abused… and Jeff is the antidote to the stress this type of decision can create. I have no Earthly idea why anyone would go elsewhere. Thank you so sincerely, Jeff!
It was a truly professional experience and thank-you Jeff Di Lorenzo for processing our Mortgage. We will recommend you to friends & family so you can help others processing... read more their mortgage renewals "like you did for us" and they can gain insight and trust in your online platform.
Wonderful experience working with Jeff! Jeff offered great insight into the different types of mortgage products available and provided me with an excellent recommendation on a suitable solution. ... read more Highly recommended to all!
Jeff is a pleasure to work with. He makes what can feel like a very overwhelming process easy and ensures you are getting the best possible outcome for your needs.... read more He goes above and beyond in building trusting long lasting relationships with his clients.
You can only give 5 stars or I would have given more!! Found Jeff while searching for someone that could help Michelle and I get some much needed repairs done... read more on our home, while not having great credit. Jeff was able to help us refinance so we can do the necessary repairs and get us back on the right track financially, a bonus I might add. Jeff has gone above and beyond to make this process comfortable, less stressful while working tirelessly it felt. You can feel the passion Jeff has in helping people like ourselves. We cant thank him enough. Much appreciation Chad and Michelle
My experience with Jeff Di Lorenzo was one characterized as professional, personable and results oriented. Jeff worked diligently with all parties to ensure a timely, satisfactory outcome.
Beyond amazing! Helped me land a lender in a very difficult spot. Very professional and presented me with all the options and which was best for me. Will be working... read more with him again.
We have refinanced and renewed multiple properties with Jeff. He is professional, diligent and on top of everything. He has accumulated a wealth of knowledge through all avenues of mortgages... read more and lending and it shows. He is your go to guy for all aspects of lending.
It was obvious from the get go that Jeff had a ton of knowledge and experience just from the answers he gave to all my questions but more importantly Jeff... read more gives it to you straight so I knew where I stood each step of the way. He tells you what to expect and communication is quick. You're not waiting days to find out how things are progressing. Negotiating and securing a loan is stressful but dealing with Jeff allowed me to make informed decisions and finally get through the process. Everything worked out basically the way he said it would.
Jeff and Penny are wonderful professionals to deal with. They are efficient, reply your inquiries promptly and very knowledgeable as well transparent. They are very professional and follow up with... read more the customers. Thank you Jeff and we are very pleased to have you as our advisor to help us out when we really need. I definitely recommend you to my families and friends. Big 5 stars service.
Jeff was the most professional and helpful broker I have worked with. He explained everything in detail and updated me every step of the way. If you are looking... read more for private lender because conventional lenders won’t approve your mortgage, Jeff is the person that will make it happen.
I submitted my online application Feb 23, and I got response right that day. Jeff has done a great, fast and efficient job in helping my family with our home... read more equity loan. He gives details and clear instructions and answer all your questions quickly and the process is straight forward. We are happy we got the check on March 28, the little delays in between and along the process were on our side as we were a bit slow in providing the necessary documents otherwise Jeff is very quick all the way. And what I love with this guy is he is very professional in dealing with his clients. I highly recommend to anyone seeking for excellent service like his. Thank you very much Jeff. All the best for your family and your business.
I submitted my online application Feb 23, and I got response right that day. Jeff has done a great, fast and efficient job in helping my family with our home... read more equity loan. He gives details and clear instructions and answer all your questions quickly and the process is straight forward. We are happy we got the check on March 28, the little delays in between and along the process were on our side as we were a bit slow in providing the necessary documents otherwise Jeff is very quick all the way. And what I love with this guy is he is very professional in dealing with his clients. I highly recommend to anyone seeking for excellent service like his. Thank you very much Jeff. All the best for your family and your business.
I found Jeff through Google while researching home equity loans and he replied to my inquiry that was sent on Sunday night by calling me first thing Monday morning and... read more discussed various options and whether they are suitable for my needs. From that point onwards, he was prompt, responsive, and was available to answer any questions I have. He gave me all the details I need to ensure my application was completed as soon as possible, and made sure I get all the necessary documents and appraisals completed before they were needed, which made the application process quick and smooth. I am very pleased with his service and would not hesitate using him again in the future, and I will definitely be recommending him to my friends and family. Thank you very much for all your help, Jeff! 🙂
3 words Honest, experienced and professional! Jeff was able to present a great lending option to me, further educating me about Mortgages !
I recently had the pleasure of finding Jeff Di Lorenzo on a simple internet search. I was seeking a private lender for a equity loan on my home. I found... read more Jeff to be very personable and he Instantly understood my wants and acted immediately. Jeff was super prompt answering any questions or concerns I had. He made the process swift and pleasant! I would highly recommend Jeff to anyone seeking a loan or mortgage. Tanilia Robertson
Cold emailed Jeff with a question and was impressed with his answer and will reach out to him if we need support with our mortgage. Wow! Great service.
Our experience with Jeff was solid - he worked with us to get the financing we needed on an investment property and put us on the path we needed to... read more be to make our dreams happen. He was professional and understanding. Highly recommend.
Excellent professional service. Quick results. Secured a first mortgage for us in record time., would highly recommend.
Had just an amazing experience with Jeff. Very professional, informative, helpful and promt, Even responded to my emails while on vacation. The process was very quick smooth and easy. I... read more would definitely look to Jeff for future loans again and would highly recommend him to all my family and friends! Thanks again Jeff!
Jeff is a great guy! Always professional and responds quickly with all the information that I need. I very highly recommend for any mortgage needs you might have. ... read more Thanks again Jeff!
I found Jeff through Google while researching home equity loans and he replied to my inquiry that was sent on Sunday night by calling me first thing Monday morning and... read more discussed various options and whether they are suitable for my needs. From that point onwards, he was prompt, responsive, and was available to answer any questions I have. He gave me all the details I need to ensure my application was completed as soon as possible, and made sure I get all the necessary documents and appraisals completed before they were needed, which made the application process quick and smooth. I am very pleased with his service and would not hesitate using him again in the future, and I will definitely be recommending him to my friends and family. Thank you very much for all your help, Jeff! 🙂
Jeff went above and beyond to help me get out of my current situation . I found him by chance and I sure am lucky I did! Thank you... read more Jeff for everything you've done for me! I would recommend you to anyone ! Thanks again and keep up the great work!
Jeff is very fast and efficient. There are many products that banks won't offer you for not much more. Just make sure you include all parties: lawyers, accountants and Jeff I'm... read more all conversations so you're all the same page because it's the government that may slow you down.
Jeff helped me set up a mortgage quick and easy. He is very professional, informative, and patient. Im very happy with his service. If you are looking for mortgage loan... read more options, he is definitely the person you want to talk to.
Jeff is amazing to work with !! Always ready to help !
Jeff is highly personable and informative. He tells you the facts, what your options are, and helps you make the best decision for your circumstances. He has given me honest... read more advice, and been helpful even when I chose not to use his service. He was not biased either way. I know it's there if I need it in the future. I trust his advice.
Jeff was very supportive, and knowledgeable about helping me get a mortgage. Jeff communicated clearly and professionally, and was very easy to talk to. He responded promptly to... read more all communication and made sure I clearly understood every step of the process. I highly recommend Jeff as a mortgage broker.
Jeff is highly personable and informative. He tells you the facts, what your options are, and helps you make the best decision for your circumstances. He has given me honest... read more advice, and been helpful even when I chose not to use his service. He was not biased either way. I know it's there if I need it in the future. I trust his advice.
Jeff was great to deal with! I was needing better options asap, and Jeff was able to help me out very quickly and effectively. He's also very personable and knowledgeable,... read more and a delight to work with. Thanks Jeff!
Speaking as a fellow mortgage broker, I cannot speak more highly of Jeff Di Lorenzo's expertise in the field. Knowledgeable, fast, friendly and efficient, Jeff goes to bat for clients... read more in even the most difficult financial circumstances. You and your family would be doing yourself a great favour to bring Jeff on board to get the job done quickly and to your utmost satisfaction.
Jeff, thank you so very much for working with my wife Nadia and I in securing financing in an epic purchase situation, an opportunity of a lifetime that would have... read more otherwise slipped through our fingers. I hope anyone reading our review will seriously consider seeking the professional assistance of Jeff Di Lorenzo for all your equity and loan needs. We could praise Jeff repeatedly but it wouldn’t be enough. Jeff has twice assisted us in pursuing our dreams. Even in the 11th hour, Jeff pulled out all the stops to get our deal done - something that was far and above anything I would have hoped for or expected. When an unexpected complication arose, Jeff did what he needed to do with ease and grace which made everything get back on track to completion. I will always appreciate Jeff’s professionalism, expertise, knowledge and resourcefulness. I know that the banks would have happily let our dreams die on the vine but Jeff was our first stop this time around for options - based on positive experience of his helping us previously. I implicitly trust Jeff, and although we have only known Jeff on a professional basis, I can say with confidence that he is simply the best. If what you’re needing financially can be done, Jeff will be able to help you do it! Thanks again Jeff!!!
Jeff is a great guy! Always professional and responds quickly with all the information that I need. I very highly recommend for any mortgage needs you might have. ... read more Thanks again Jeff!
I have been a client of Jeff's for several years now and highly recommend using him for your mortgage needs. He is knowledgeable, efficient, friendly, and professional. Jeff has... read more helped me find the mortgage that is best suited to me. Give him a call, and find out how he can help you.
Jeff is very fast and efficient. There are many products that banks won't offer you for not much more. Just make sure you include all parties: lawyers, accountants and... read more Jeff I'm all conversations so you're all the same page because it's the government that may slow you down.
Excellent services! Always available to answer my questions. Very responsive.
Working with Jeff was a very positive experience. He is professional, courteous and super fast at responding to any questions or concerns. I would definitely recommend his services to... read more anyone looking for a mortgage broker they can trust.
Jeff is wonderful to work with. He is always responsive and possess great ability to secure the best deal for your situation.
He was efficient. He was friendly - actually he's quite a cool guy. It all happened the way he said it would go down - integrity and know-how.... read more It's a YES from me. Update: Taking equity out of my home not once, but twice, after a lifestyle of living frugally, doubling down on mortgage payments and paying credit cards off in full every month was quite a blow to my self esteem and ego. With Jeff being so professional, quick, thorough, and somewhat funny, it was easy to let anxiety and shame give way to gratitude for the relief that has allowed me the time and resources I needed to focus in on and adequately address what life was trying to show me. If you resonate with integrity, honesty and easy going vibes with professional results, Jeff's the one you want. Thank you Jeff!
Just a note of thanks for the exceptional service you provided to us on our recent mortgage refinancing. We have worked with Jeff for many years, and we are extremely... read more impressed with the fast, efficient, and professional way he handles our requests. We certainly do recommend contacting Jeff to anyone who might be shopping around for mortgage financing. It’s very reassuring to know that we can contact Jeff because he always makes mortgage financing simple and easy. Thank you, Jeff. Ken & Gaye
Jeff was fantastic to work with, and we highly recommend him.
I have worked with Jeff for many years with my mortgage. We went from having to use alternate lenders to getting approved at a major bank with his help.... read more He's very professional and easy to work with
I have had the pleasure of working with Jeff Di Lorenzo as my mortgage broker and have found him to be very capable and knowledgeable, a professional in every way... read more Not only is Jeff an excellent broker, he is personable and sincere, qualities I think make all the difference in business. If you are looking for a really great broker who's easy to work with, I would gladly recommend Jeff Di Lorenzo!
Thanks very much Jeff. You helped us through a challenging process to get the best possible equity offer - which saved us costs and put us in a stronger... read more position to complete the loan on better terms that uniquely benefited our family. I hope everything will work out with finalizing our loan but even if something comes up that prevents completion, I feel you did your utmost to help represent our best interests. I look forward to working with you again when our mortgage is up for renewal next year. Thank you! Jonathan
Jeff helped me out a few years ago when we were in a little financial difficulty and he gave us a way out and still own our home. He was... read more fast and efficient. My husband and I came back after rebuilding our credit and he has now proven how he can get you back to a "A" Lender in the least stressful, fast and efficient way. He was available to answer any questions and help us along this process even after 5pm and I really appreciate everything he did for my husband and myself. Thanks for everything!!!
I have had the pleasure of working with Jeff Di Lorenzo as my mortgage broker and have found him to be very capable and knowledgeable, a professional in every way... read more Not only is Jeff an excellent broker, he is personable and sincere, qualities I think make all the difference in business. If you are looking for a really great broker who's easy to work with, I would gladly recommend Jeff Di Lorenzo!
We have worked with Jeff on all our mortgage requirements, he always does the best for us and we have ultimate faith in his ability and knowledge. Would... read more highly recommend him
My parents needed fast financing to close on a very profitable business opportunity. Jeff put together a private 1st & 2nd home equity loan in just a few days. He... read more was very knowledgeable and kept us up to date throughout the process. I would recommend his services to anyone that needs quality home equity loan at a great rate.
Thanks for making this very easy and helpful Jeff is very good at what he does keep up the good work 5 star sevice 10 star guy thanks jeff
Jeff not only solved all my equity loan issues, he was able to do so quickly, as well as at great terms & rate. Throughout the entire process he... read more was a pleasure to work with, taking the time to be kind and to make sure he understood all details so he could find the solution that best fit my circumstances. Once he had several options, he felt the least expensive would be the best fit and, upon review, I agreed. This is someone you can trust to fight for your best interests and never try to upsell to his own advantage. Jeff did more for me than my bank could. Reny Auger
Jeff is extremely helpful, responsive and transparent in his approach to assisting you with your financial needs. He was always willing to answer question and would present concepts and situations... read more in varied ways until I fully understood. I would have no hesitation recommending Jeff to my friends and family.
I had done the typical thing and approached Alpine Credits and Capital Direct. Both provided approval relatively quickly and I thought the fees associated with the product was "normal". Thank... read more god I checked in with Jeff at The Mortgage Group. He not only saved me thousands of dollars right off the bat, I've got a plan to refinance in 12 months and will continue to benefit financially from Jeff's guidance. I used to believe that some things were to good to be true. How could a single broker, Jeff Di Lorenzo, save me more than the big business? Well he did, and I'm a believer. Thanks Jeff, I look forward to working with you for all of our future mortgage needs.
Worked with Steve Nipius now on my mortgage application, and boy did he ever go many extra miles for me. As a small business owner myself, I really appreciate... read more when another business takes a couple hours out of their busy day to answer all my questions. I sent him like 30 questions, not your usual 5 or 6, and he responded within 24 hours thoroughly and understandably Highly suggested. Had a MUCH better feel with this business than the chartered banks, who kind of seem too big to care about you
I have had the pleasure of working with Jeff twice now and my experience has been nothing short of exceptional. Unlike other brokers/banks, Jeff took a genuine interest in... read more my financial situation and provided unbiased advise even when the best option was potentially with someone else. Jeff has come through when I have needed his help the most and I highly recommend him. Please feel free to contact me with any questions.
With Jeff's professionalism, we got the loan we needed in no time. He was prompt, informative and helpful. I would recommend him to my friends who would be needing... read more help with loans.
Excellent service and excellent advice
Jeff, thank you so very much for working with my wife Nadia and I in securing financing in an epic purchase situation, an opportunity of a lifetime that would have... read more otherwise slipped through our fingers. I hope anyone reading our review will seriously consider seeking the professional assistance of Jeff Di Lorenzo for all your equity and loan needs. We could praise Jeff repeatedly but it wouldn’t be enough. Jeff has twice assisted us in pursuing our dreams. Even in the 11th hour, Jeff pulled out all the stops to get our deal done - something that was far and above anything I would have hoped for or expected. When an unexpected complication arose, Jeff did what he needed to do with ease and grace which made everything get back on track to completion. I will always appreciate Jeff’s professionalism, expertise, knowledge and resourcefulness. I know that the banks would have happily let our dreams die on the vine but Jeff was our first stop this time around for options - based on positive experience of his helping us previously. I implicitly trust Jeff, and although we have only known Jeff on a professional basis, I can say with confidence that he is simply the best. If what you’re needing financially can be done, Jeff will be able to help you do it! Thanks again Jeff!!!
Jeff not only solved all my equity loan issues, he was able to do so quickly, as well as at great terms & rate. Throughout the entire process he... read more was a pleasure to work with, taking the time to be kind and to make sure he understood all details so he could find the solution that best fit my circumstances. Once he had several options, he felt the least expensive would be the best fit and, upon review, I agreed. This is someone you can trust to fight for your best interests and never try to upsell to his own advantage. Jeff did more for me than my bank could. Reny Auger
Jeff is extremely helpful, responsive and transparent in his approach to assisting you with your financial needs. He was always willing to answer question and would present concepts and situations... read more in varied ways until I fully understood. I would have no hesitation recommending Jeff to my friends and family.
I had done the typical thing and approached Alpine Credits and Capital Direct. Both provided approval relatively quickly and I thought the fees associated with the product was "normal". Thank... read more god I checked in with Jeff at The Mortgage Group. He not only saved me thousands of dollars right off the bat, I've got a plan to refinance in 12 months and will continue to benefit financially from Jeff's guidance. I used to believe that some things were to good to be true. How could a single broker, Jeff Di Lorenzo, save me more than the big business? Well he did, and I'm a believer. Thanks Jeff, I look forward to working with you for all of our future mortgage needs.
Take the next step to access your equity and see your personalized home equity loan options. Fast approvals and a simple, no-obligation process mean you can get started easily.
Start by requesting your tailored loan offer—our team will assess your needs, walk you through your options, and guide you every step of the way. Whether you’re looking to consolidate debt, make a large purchase, renovate, or simply unlock the value tied up in your property, our experts make it simple.
Get your free quote and discover the cash available in your home—no obligation, just clear answers and fast service.
A fixed-rate second mortgage that lets you borrow a lump sum against your home’s equity, repaid over a set period with monthly payments. Interest paid can be tax-deductible for home improvements.
Up to 75% of your home’s market value, minus your outstanding mortgage balance. Typical limits range from $30,000 to $2M+.
A HELOC is a revolving line of credit with variable rate; a home equity loan is a one-lump-sum, fixed-rate loan.
No—our private BC home equity lenders focus on your home’s appraised value over credit scores or income verification.
Legal fees, appraisal fees, lender fees, broker fees, and registration costs. Total fees vary by loan amount but typically range from $3,000 to $15,000.
Yes—refinance for lower rates, different terms, or to access additional funds as equity grows.
A home equity line of credit operates alongside your existing mortgage, allowing you to borrow money up to a maximum amount based on the value of your home and your outstanding balance. Payments are made separately from your first mortgages, and you can use the funds for large purchases, debt consolidation, or personal finance needs.
Private mortgage lenders review your credit application by evaluating the appraised value of your home, recent sales in your area, your outstanding balance, and your overall financial situation.
Yes, a reverse mortgage allows a homeowner to use home equity to pay off an existing mortgage, cover other loans, or access cash for home buying and personal finance. There are typically no required monthly payments; the full outstanding balance and interest are paid when you move, sell the home, or the last borrower leaves the property. Repayment periods and fees depend on the financial institution’s policy.
Home equity lines and second mortgages often offer lower interest rates compared to unsecured loans and credit cards. By consolidating debt into a single loan with a fixed or variable interest rate, you can reduce your overall monthly payment and interest costs.
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