Alternative Mortgage Solutions
Home Equity Loans
Unique Borrower Situations
Life Events & Transitions
Challenging Credit Profiles
Special Property Types
Not sure which mortgage is right for you?
Not sure which mortgage is right for you?
Licensed BC Mortgage Broker
Jeff Di Lorenzo helps BC homeowners access home equity, navigate bad credit, and find private lending solutions — regardless of where you live in the province.
Where we work
We serve homeowners in every corner of British Columbia — from Metro Vancouver to rural northern communities. Our fully remote process means geography is never a barrier to getting the financing you need.
Metro Vancouver is one of Canada’s most competitive real estate markets, where homeowners frequently need access to equity to manage high-cost mortgages, consolidate debt, or bridge financing gaps the banks won’t touch. We help Vancouver homeowners navigate private lending and second mortgages efficiently.
The Fraser Valley has seen rapid price appreciation, making home equity a valuable resource for homeowners in Abbotsford, Langley, Surrey, Chilliwack, and Mission. Whether you need to refinance, consolidate, or access equity for renovations, we work with lenders familiar with Fraser Valley property values.
Vancouver Island homeowners in Victoria, Nanaimo, Comox, Campbell River, and surrounding communities often face unique lending challenges due to property types and lender coverage gaps. We regularly work with Island homeowners on second mortgages, equity loans, and alternative financing solutions.
The Okanagan’s strong property values give homeowners significant equity to work with. We help Kelowna, Vernon, and Penticton borrowers unlock that equity through private mortgages and home equity loans — particularly useful for self-employed business owners and seasonal income earners common in the region.
Kamloops and the BC Interior present lending opportunities that many major banks overlook. We serve Interior BC homeowners who need debt consolidation, bad credit mortgage solutions, or access to home equity — working with private lenders who understand the Interior’s distinct property markets and income patterns.
Homeowners in Prince George, Fort St. John, Terrace, and smaller BC communities are underserved by major lenders. We work with private mortgage lenders who lend province-wide and evaluate applications based on equity rather than urban market assumptions. Our fully remote process makes Northern BC homeowners just as accessible to us as anyone else.
Every community we serve
We serve homeowners in all of the following BC communities. Don't see your city?
Contact us — if you own property in BC, we can likely help.
Metro Vancouver & Lower Mainland
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Vancouver
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Burnaby
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Surrey
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Richmond
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Coquitlam
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New Westminster
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North Vancouver
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West Vancouver
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Port Coquitlam
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Port Moody
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Maple Ridge
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Pitt Meadows
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Delta
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White Rock
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Langley (City)
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Langley (District)
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Bowen Island
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Lions Bay
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Anmore
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Belcarra
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Fraser Valley
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Abbotsford
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Chilliwack
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Mission
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Hope
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Harrison Hot Springs
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Kent
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Agassiz
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Sardis
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Vancouver Island & Victoria
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Victoria
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Nanaimo
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Langford
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Colwood
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Saanich
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Oak Bay
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Esquimalt
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View Royal
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Sooke
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Duncan
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North Cowichan
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Ladysmith
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Parksville
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Qualicum Beach
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Port Alberni
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Courtenay
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Comox
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Cumberland
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Campbell River
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Port Hardy
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Okanagan & Similkameen
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Kelowna
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West Kelowna
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Vernon
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Penticton
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Summerland
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Peachland
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Lake Country
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Oliver
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Osoyoos
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Keremeos
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Princeton
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Armstrong
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Enderby
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Salmon Arm
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Sicamous
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Lumby
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Thompson, Nicola & Interior BC
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Kamloops
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Chase
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Mission
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Ashcroft
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Cache Creek
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Logan Lake
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Barriere
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Barriere
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Kootenays & Boundary
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Nelson
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Castlegar
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Trail
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Rossland
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Grand Forks
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Greenwood
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Cranbrook
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Fernie
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Kimberley
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Creston
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Revelstoke
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Golden
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Invermere
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Radium Hot Springs
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Sparwood
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Elkford
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Cariboo & Central BC
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Williams Lake
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Quesnel
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100 Mile House
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Clinton
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Lillooet
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Barriere
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McBride
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Valemount
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Sea to Sky & Sunshine Coast
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Whistler
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Squamish
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Pemberton
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Gibsons
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Sechelt
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Powell River
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Lillooet
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Bowen Island
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Northern BC
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Prince George
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Prince Rupert
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Terrace
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Kitimat
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Fort St. John
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Dawson Creek
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Fort Nelson
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Smithers
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Houston
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Burns Lake
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Vanderhoof
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Hazelton / New Hazelton
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Stewart
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Mackenzie
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Tumbler Ridge
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Chetwynd
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Don’t see your community? We serve all of British Columbia including unincorporated areas, rural properties, and communities not listed above. Contact us directly.
What we offer province-wide
Available to homeowners throughout British Columbia, including remote and rural areas. Every product below can be arranged entirely by phone, video, and e-signature.
01
Access the equity built up in your BC home as a lump sum. Ideal for debt consolidation, renovations, or major expenses. Private lenders focus on your property value, not your credit score.
02
A second mortgage lets you borrow against your home's equity while keeping your existing first mortgage in place — useful for BC homeowners who have a low-rate first mortgage they don't want to break.
03
Past credit problems don't have to prevent BC homeowners from accessing mortgage financing. We work with private and B-lenders who evaluate your application based on home equity and your overall situation.
04
When banks and credit unions say no, BC private lenders can often say yes. We maintain relationships with private mortgage investors throughout British Columbia who lend on equity-based terms province-wide.
05
Consolidate high-interest credit cards, lines of credit, and loans into a single lower-rate mortgage payment using your BC home's equity. We help homeowners across the province significantly reduce their monthly obligations.
06
BC self-employed homeowners often show low taxable income on paper, making bank approval difficult. Stated income and no-income-verification mortgages let us structure financing around your actual financial situation.
