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Your Equity > Articles by: Jeff Di Lorenzo

Author: Jeff Di Lorenzo

24 Jul, 2024 how to get a second mortgage for kitchen renovations
Jeff Di Lorenzo Home Equity Loan

What Is a Second Mortgage And How To Get One In BC, Canada

When life throws expensive projects like home improvements, college tuition, or medical bills, many homeowners turn to a second mortgage to cover their bases. But what is a second mortgage, after all?

A second mortgage is a type of loan that allows homeowners to borrow against the equity in their home, which is the difference between the home’s market value and the outstanding mortgage balance.

In this blog, we’ll give you the inside scoop on securing a second mortgage in British Columbia (BC), Canada, and spill the tea on why working with private lenders might be your best bet. After all, in a world where even homeowners need to hustle, it pays to know your options.

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23 Jul, 2024 line of credit vs mortgage for home renovation
Jeff Di Lorenzo Alternative Mortgage,Debt Consolidation,Home Equity Loan,How To....

Line Of Credit Vs Mortgage: What’s The Difference?

Choosing between a line of credit vs a mortgage is simple once you understand how each one of them works. In this post, we’ll explain the differences between the two most popular home equity loans homeowners can choose from, so you can make an informed decision.

We hope this article will help clarify any questions you might have and give you a roundup on the basics of home equity lines of credit vs mortgages.

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4 Jul, 2024 woman thinking of her approved construction mortgage
Jeff Di Lorenzo Home Equity Loan,Mortgage Solutions

Maximize Your Building Dreams With a Construction Mortgage In BC, Canada

Are you considering building a new home or renovating an existing property? If so, construction mortgages can provide you with the financing you need to make your vision a reality.

There’s no denying that the prospect of building your dream home from the ground up can be exhilarating. You have the freedom to choose the perfect piece of land, design every detail of your home, and watch your vision come to life before your eyes.

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4 Jun, 2024 man discussing the most brilliant way to pay off your mortgage
Jeff Di Lorenzo Alternative Mortgage,Mortgage Solutions

The Most Brilliant Way To Pay Off Your Mortgage Faster: Hacks For Financial Flexibility In British Columbia

Are you struggling to pay off your mortgage? With the rising cost of living in BC and the challenges of today’s economy, it can be difficult to make those monthly payments and pay off your mortgage early, or at all. But, there is a brilliant solution that can help you save money and become debt free sooner: using a home equity loan. 

Before we look at the most brilliant way to pay off your mortgage, let’s first discuss the main challenges mortgage owners face nowadays.

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3 Jun, 2024 how to buy someone out of a house
Jeff Di Lorenzo Alternative Mortgage,How To....,Mortgage Solutions

How To Buy Someone Out Of a House Mortgage In BC, Canada?

How you choose to approach the issue of buying someone out of a house depends on the complexity of your relationship. One usual solution for many parties terminating their relationship is completing a buyout.
So how do you buy someone out of a house? Are married couples facing more red tape than common-law couples? How do you decide who stays and who goes?

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25 Apr, 2024 bad credit home equity loan
Jeff Di Lorenzo Home Equity Loan,Mortgage Solutions,Private Mortgage Lender

The Easy Way To Get a Home Equity Loan In BC, With Bad Credit

Dealing with bad credit? You might be wondering if there is an easy way to get a home equity loan. Or if you are eligible for one at all…

Will a low credit score allow you to pull equity out of your home and use it for home improvements, a family vacation, or your daughter’s wedding?

Can you get a home equity loan with a 500 credit score?

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25 Apr, 2024
Jeff Di Lorenzo Alternative Mortgage,Home Equity Loan

Understanding Second Mortgages Vs Home Equity Loans In British Columbia, Canada

When it comes to leveraging the value of their property in British Columbia, homeowners often find themselves weighing the options between a second mortgage vs home equity loan. Both financial tools allow you to access home equity, which can be particularly useful for various real estate developments and personal finance needs.

In this blog, we’ll delve into the nuances of home equity loans vs second mortgages, and explore their applications in various real estate projects.

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26 Jul, 2023 property taxes vancouver
Jeff Di Lorenzo How To....,Private Mortgage Lender

Navigating Outstanding Property Taxes In Vancouver With The Help Of Private Lending

Grasping the ins and outs of real estate is a complex process, more so when understanding what goes into property taxes for homeowners, investors and potential home buyers. In cities like Vancouver, where the real estate market is vibrant and ever-changing, this becomes even more critical.

Vancouver is known for its high property values, which directly influence the amount of property tax payable. The city’s property tax revenue is a significant source of income used to fund various public services and infrastructure that contribute to the city’s livability.

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