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calculating the benefits of a mortgage investment corporation

Mortgage Investment Corporations vs. Private Lenders: Risks & Benefits Of Both

By | Mortgage Solutions, Private Mortgage Lender | No Comments

Individual mortgages can be quite a gamble when investing in the Canadian real estate market. They require patience, tons of research and, most of the time, a leap of faith. Traditionally, this bureaucratic hassle has been passed over to specially appointed private lenders. But is there an alternative to this? Yes, there is, and it comes in the form of a Mortgage Investment Corporation (or MICs, for short).

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couple getting a high ratio mortgage

What Is a High Ratio Mortgage, And How To Use It

By | How To...., Mortgage Solutions | No Comments

What is a high ratio mortgage, and what do you need to know about it?

Is a high mortgage ratio worth getting into, or is it best to stick to other mortgage options? Should I have a longer or a shorter amortization period…?

While all this can sound like complicated money-talk, it’s actually quite straightforward to understand, regardless of your experience in buying homes — or applying for mortgages.

In this article, we’ll talk about high ratio mortgages and their implications, while also breaking down this seemingly inaccessible mortgage jargon.

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can I buy a house in canada as a non resident

Can I Buy a House In Canada As a Non Resident?

By | Home Equity Loan, Mortgage Solutions | No Comments

Of all the countries in the world, Canada has one of the best reputations. Known as a friendly country that’s inviting and open, inhabited by people who are welcoming and respectful of others’ cultures, here those keen can enjoy and connect with others. As I often get asked if it’s possible to buy a house in Canada as a non-resident, this blog is aimed to answer all your questions around this topic.

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getting a non resident mortgage in canada

Getting a Mortgage In BC, Canada: A Non Resident’s Guide

By | Mortgage Solutions | No Comments

Despite high real estate prices, ineffective regulation, and a lack of unbiased info, Canada continues to attract a large volume of real estate deals even following the Covid-19 pandemic. But with so many buyers investing in a wide range of residential, commercial and industrial properties, can Canadian non-residents get a piece of the pie too? In today’s blog we’ll discuss what mortgage options non-resident buyers have in BC’s current housing market.

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refinance a mortgage with bad credit

Refinance a Mortgage With Bad Credit

By | Blog, Home Equity Loan, Refinance Mortgage Bad Credit | 3 Comments

Refinancing your mortgage with bad credit can help you consolidate debt and lower your current monthly payments on all debts. As well by consolidating debts this can help you improve your credit score.

When looking to refinance your mortgage with bad credit you have a few options available to you. Weighing out these options can help you best determine your maximum savings on refinancing your mortgage & loans.

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couple discussing about bridge financing

What Is Bridge Financing & Is It The Right Option For You?

By | Blog, Home Equity Loan | No Comments

Is bridge financing a good option in today’s financial landscape? Find out by reading this blog.

Today’s economy is very different from what it used to be decades ago, and keeps ebbing and flowing to reflect aspects of the current social and political scene. While these shifts keep taking place, it might be difficult to know what choices to make to stay on top of things financially speaking.

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couple researching about a no appraisal home equity loan

No Appraisal For Getting a Home Equity Loan In BC? When And How It Works

By | Blog, Home Equity Loan, How To.... | No Comments

Ordering an appraisal is a common step when doing any mortgage even when getting a home equity loan. Appraisals are necessary when homes are being bought or sold or when people refinance or take out a 2nd mortgage on their home or other Real Estate . The appraisal helps the parties to the transaction determine current market value, property condition and these factors helps determine loan to value & marketability of the home.

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man looking to claim his income tax arrears

Income Tax Arrears: What Are They And How To Claim Yours

By | Blog, How To.... | No Comments

Discover everything you ever wanted to know about income tax arrears and how to claim yours by reading this blog.

When it comes to payments and taxes, everyone knows a little, but no one knows enough. Our life is a collection of financial agreements between us and a third party — that is repeated every year. We receive certain benefits and services, and in exchange, we agree to pay a certain amount of money during a set timeframe.

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