1-877-744-3436 Apply Now
private money lender

5 Scenarios When A Private Money Lender Is Your Best Financing Option

By | Home Equity Loan, Mortgage Solutions, Private Mortgage Lender | No Comments

In light of recent economic troubles across Canada, most of the “big banks” have imposed very strict lending requirements which ask for an almost perfect credit and a stable source of income. If you don’t fit into these categories, most probably your loan application will be turned down.
What can you do if you’re in this situation? Is there any hope left? Will you still be able to get the loan you need? Absolutely. And we’ll tell you how.

Read More
how to get approved for a home loan

How To Get Pre-Approved For a Home Loan

By | Blog, Home Equity Loan, Mortgage Solutions, Private Mortgage Lender | No Comments

If you’re wondering how to get pre-approved for a home loan, you’re in luck, because it’s a pretty simple process. On the other hand, determining what type of home loan you are trying to get approved for takes some expertise. First, we must first figure out what type of lender will you qualify under. Most applications for a home loan start with a bank or credit union, but what if your application doesn’t fit under these strict guidelines?

Read More

Consumer Proposal Mortgage Broker

By | Blog | No Comments

One of my favorite challenges being a mortgage broker is to work alongside a client who has already been told no. Either by their banks or another mortgage specialist. A file that comes to mind is a client that resides in Surrey who was informed by his primary bank that because he was 7 months out of a Consumer Proposal, they would not be able to support him with any type of mortgage products.

Read More
man in a suit offering a deal to refinance mortgage with bad credit

Refinance Mortgage with Bad Credit

By | Blog, Home Equity Loan, Refinance Mortgage Bad Credit | 2 Comments

Refinancing your mortgage with bad credit can help you consolidate debt and lower your current monthly payments on all debts. As well by consolidating debts this can help you improve your credit score.

When looking to refinance your mortgage with bad credit you have a few options available to you. Weighing out these options can help you best determine your maximum savings on refinancing your mortgage & loans.

Read More
young boy with a jet pack about to take off

Do You Need Good Credit to Get a Home Equity Loan?

By | Blog, Home Equity Loan, How To...., Mortgage Solutions | 6 Comments

You don’t need good credit to get a home equity loan. However, you will need good credit to get a lower rate home equity loan. The very essence of a home equity loan is home equity.

How Much Can I borrow Using A Home Equity Loan?

Borrowers can use up to 75% of their home’s equity through an alternative mortgage lender. If you are looking for a HELOC then the maximums 65%.

Read More