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10 Apr, 2026 woman celebrating a good debt to income ratio

When planning to purchase a home, applying for a mortgage is a significant financial decision. In this case, understanding the factors lenders in Canada consider when evaluating a borrower’s eligibility for a mortgage becomes essential. One such factor is the debt-to-income ratio (DTI).

In this blog, we will delve into the impact of the debt-to-income ratio on mortgage approvals in BC, Canada.

23 Jan, 2026 woman planning home renovations in vancouver

Are you considering a home renovation in Vancouver BC? Then you might be thinking about how to finance it and the key things you should keep in mind. First, you should start by evaluating your current financial situation and figure out how much you can afford to put toward the renovation. If you have equity in your home, you may be able to finance the project with a home equity loan or line of credit. Another option is to take out a personal loan from a bank or credit union.

26 Jun, 2025 mortgage loans after bankruptcy discharge

Declaring bankruptcy can feel like a major financial setback, but it does not mean your dream of homeownership is over. Many Canadians struggling with debt wonder, “can I get a mortgage after bankruptcy discharge?”. The answer is yes; you can qualify for mortgage loans after bankruptcy discharge, though there are hurdles to overcome first.

30 May, 2025 couple working with a mortgage specialist

When traditional banks present roadblocks, private lending often emerges as a viable path to securing the funds you need for your property goals. This avenue, however, comes with its own set of intricacies. That’s where the expertise of a seasoned mortgage specialist becomes invaluable, guiding you through the options and connecting you with the right lenders. 

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