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Your Equity Mortgage > Blog > Mortgage Broker

Tag: Mortgage Broker

31 Oct, 2024 woman wondering what happens if you miss a mortgage payment
Jeff Di Lorenzo Alternative Mortgage,Home Equity Loan

What Happens If You Miss Or Are Late On a Mortgage Payment In BC, Canada?

Missing a mortgage payment in British Columbia, Canada can have serious implications for your financial health and homeownership status. Recent data from the Canadian Bankers Association shows that as of January 2024, 0.15% of residential mortgages in BC were in arrears for 90 days or more. While this percentage is low, mortgage arrears are expected to rise back to pre-pandemic levels by the end of 2024

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25 Sep, 2024 people securing the best mortgage rates BC
Jeff Di Lorenzo Alternative Mortgage,Home Equity Loan

Securing The Best 2-nd Mortgage Rates BC Can Offer

A second mortgage is typically acquired when homeowners need access to funds for specific financial goals, such as home renovations, debt consolidation, or major expenses like education and medical bills. It allows homeowners to tap into the equity they have built up in their property while still maintaining their original mortgage. Understanding second mortgage rates BC offers is crucial, as these loans often come with higher interest rates due to the increased risk for lenders compared to primary mortgages.

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28 Apr, 2021 paying a consumer proposal with a mortgage
Jeff Di Lorenzo Alternative Mortgage,Debt Consolidation,Home Equity Loan,How To....

Using Your Mortgage To Pay Out a Consumer Proposal In BC

Usually, when people file a consumer proposal, it is to assist them with debt consolidation by restructuring it all into one manageable payment. Once they’ve done this, homeowners usually see significant cash flow relief but still have this monthly bill looming over them.

If you are living in British Columbia and are looking for debt load relief by paying out your consumer proposal early, then keep reading!

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Jeff Di Lorenzo Alternative Mortgage

Consumer Proposal Mortgage Broker

One of my favorite challenges being a mortgage broker is to work alongside a client who has already been told no. Either by their banks or another mortgage specialist. A file that comes to mind is a client that resides in Surrey who was informed by his primary bank that because he was 7 months out of a Consumer Proposal, they would not be able to support him with any type of mortgage products.

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24 Oct, 2014 Private Mortgage in BC | Couple Calculating Income Tax
Jeff Di Lorenzo Alternative Mortgage,Debt Consolidation,Home Equity Loan,How To....

BC Debt Consolidation Loans Home Equity

If you are a home owner in BC with a mortgage, credit card debt, store cards, interest free deals that are expiring soon, personal (LOC) lines of credit, car loans or personal loans you could uses this how to techniques to better your cash flow and help improve your credit score. If you are a home owner with only a mortgage and low debts these debt consolidation techniques probably do not apply to you.

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2 Sep, 2014
Jeff Di Lorenzo Alternative Mortgage,Home Equity Loan,How To....

Mortgage BC – Examples Of Mortgages BC

I get this question all the time; What is your best rate Home Equity Loan?

I have decided to post some basic information on some of the last couple of months files I have closed. This gives potential borrowers a broader understanding of mortgage rates on home equity loans and 2nd mortgages based on property types, property location, different LTV (loan to value) and quality of credit/income or ability to pay.

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